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Your Guide to Home Loan Approval in Melbourne

Buying a home is one of the biggest investments you can make. A home loan approval is usually an essential element in the process of achieving home ownership.  As a potential home buyer, it is vital that you understand home loan approval processes. This guide will help you learn about home loan approval in Melbourne. […]

How to Compare Home Loans in Melbourne

Compare home loans before you sign off on a mortgage is a sound strategy. With hundreds of mortgage options available in the lending market, finding the right home loan for yourself in Melbourne, is a challenging task. Given that with hundreds of thousands, if not millions, of dollars on the line, it’s critical that you [...]

Refinance With Help From A Melbourne Home Loan Broker

We hope for better things in life - a good home, a big car, a flourishing career and more. Life becomes stagnant if we do not aspire to change who we are and what we have. If you want to improve your position in life, freeing up more discretionary funds can provide you with greater [...]

What Role Do Home Loan Brokers In Melbourne Perform?

One of the most daunting aspects of purchasing a house in Melbourne is applying for a home loan. A mortgage broker makes the process less stressful and helps homebuyers find suitable loans. Additionally, they prepare loan applications and guide you through the proper settlement process. Unlike loan officers, mortgage brokers have access to multiple lenders [...]

What are The Benefits of Refinancing Existing Home Loans?

Refinancing is one of the easiest ways to make the ownership process quick and affordable. You have put a lot of time, effort, and money into getting the keys to your home. Just you settle in the new home; Oz Lend is committed to making the ownership process straightforward. We do this by helping you [...]

How to Create a Smoother Path to Home Ownership

The path towards home ownership in Australia was once relatively smooth, almost a rite of passage, but those days are now well behind us. Booming property values in desirable population centres, tighter banking rules and regulations, less appetite for risk being displayed by the majority of lending institutions, and stagnant wage growth are all conspiring [...]

What Lending Criteria Must be Satisfied to Qualify for Melbourne Home Loans?

First up, before we can answer that question, you need to understand that;  Home Loan Brokers in Melbourne, can access literally hundreds of different Melbourne Home Loans on offer at any time, from in excess of 30 lending institutions, and Each lending institution applies their own, often very different lending criteria, to their own loan [...]

Do Mortgage Brokers Help with Refinancing?

The need to refinance a home mortgage in Melbourne can arise in any of the following situations; a) Your property was purchased using an interest only loan facility, the interest only period is coming to an end, and your current lending institution is unwilling to further extend the interest only period. b) Your home mortgage [...]

Why Use Melbourne Home Loan Brokers?

Sure, you can directly approach any of the major banks in your process of searching for a home loan, or when you need to refinance an existing mortgage loan at the end of an interest only period. Who knows, you might just get very lucky and find that the lender you initially approach is; a [...]

Why Seek Help When Applying for Melbourne Home Loans

Melbourne Home Loans are available directly from 30 or so lending institutions that include all of the major banks, or indirectly via the many mortgage brokers throughout Victoria who act on behalf of those seeking a Melbourne Home Loan, who need assistance to find not only a good mortgage deal, but one that is also [...]

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